How much is the Wealthsimple referral bonus?

The Wealthsimple referral bonus is $25 cash for both the new client and the referrer. It is deposited to your Wealthsimple chequing account within 24 hours of your first eligible deposit.

How do I use a Wealthsimple promo code?

Sign up at wealthsimple.com/invite/UHGWMQ or enter code UHGWMQ manually during signup. Then deposit at least $100 from an external bank into an eligible account within 30 days. Your $25 bonus is deposited automatically within 24 hours.

Is the Wealthsimple promo code still working in 2026?

Yes. Code UHGWMQ is verified working as of July 2026. The current program pays a flat $25 cash bonus to both the new client and referrer.

Can I enter a Wealthsimple referral code after signing up?

Yes, if you have never funded your account you can enter a code at any time. If you already made a first deposit, you have 7 days from that deposit to add a referral code retroactively.

Updated July 2026

Wealthsimple Promo Code

Q: What is the Wealthsimple promo code?

The current Wealthsimple promo code is UHGWMQ. Enter it when signing up to receive a $25 cash bonus after depositing $100 or more into an eligible account.

Get $25 cash when you open and fund a new Wealthsimple account.

Code verified — July 2026

UHGWMQ

Or use the direct link: wealthsimple.com/invite/UHGWMQ

How to Use the Code

Sign up at Wealthsimple Go to wealthsimple.com/invite/UHGWMQ — the code is pre-applied. Or enter UHGWMQ manually on the referral code screen.

Open an eligible account Wealthsimple Trade, Crypto, Managed Investing, or Chequing all qualify.

Deposit $100 from an external bank Must come from outside Wealthsimple within 30 days of entering the code.

Get your $25 Deposited to your Wealthsimple chequing account within 24 hours. Both you and the referrer receive $25.

Need a chequing account? Both you and the referrer must have a Wealthsimple chequing account open to receive the bonus. It takes about two minutes to open one inside the app.

Frequently Asked Questions

What is the Wealthsimple promo code?

The current promo code is UHGWMQ. It gives new Wealthsimple clients a $25 cash bonus after depositing $100 or more into an eligible account. Verified working July 2026.

What's the difference between a promo code and a referral code?

For Wealthsimple, they're the same thing. UHGWMQ is a personal referral code that functions exactly like a promo code — enter it at signup to unlock the $25 bonus. Wealthsimple does not issue separate public discount codes.

Is this only for new Wealthsimple accounts?

Yes. The bonus applies to brand-new Wealthsimple clients who have never previously funded an account. If you signed up but never deposited, you can still enter a code and qualify.

Can I enter the code after signing up?

Yes. If you've never funded your account, you can enter a referral code at any time. If you already made your first deposit, you have 7 days from that deposit date to add the code retroactively. After 7 days, it cannot be applied.

What if I want to transfer a larger amount — is there a bigger bonus?

The referral program pays a flat $25 regardless of deposit size. However, Wealthsimple's separate 1% Match promotion pays a 1–3% cash match on transfers of $25,000 or more. You can stack both. See all current bonuses →

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This site is independent and not affiliated with Wealthsimple Inc. Referral terms are subject to change — always confirm current details at wealthsimple.com.